Step 3
Prepare for Life Events:
Build Financial Flexibility for What Comes Next
Once you are consistently saving for Tomorrow, the next question becomes: How much of your savings should go where?
Retirement plans can provide important advantages and play a significant role in building long-term wealth. But life doesn't always wait until retirement.
Jobs change. Families need help. Homes require major repairs. Business opportunities arise. Unexpected expenses occur. And sometimes you simply need access to substantial amounts of money Today.
That's why WealthInView distinguishes between long-term assets intended primarily for the future and liquid assets that are readily accessible when life happens.
Our goal is to help you build meaningful liquidity alongside your long-term investments, ultimately working toward liquid resources equal to approximately 75–100% of annual gross income.
That doesn't mean abandoning retirement plans or other long-term investments. It means creating greater balance between assets designed for the distant future and assets you can access along the way.
Once an appropriate liquidity reserve has been established, savings can be allocated more evenly between liquid and long-term assets, based upon your circumstances and objectives.
The result is something more than an emergency fund. It is financial flexibility, capital available for the unexpected challenges and opportunities that inevitably occur throughout life.
Protect your Todays. Save for your Tomorrows. Prepare for Life Events along the way.